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Health insurance
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this post was submitted on 07 Aug 2025
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The ambulance ride is $2,500 USD. It's out of network, so you owe 100% on that, we don't pay for it. No, you don't get to choose which ambulance service comes to pick you up, you get what you get and you have to pay if it's not in network. Oh, great news! Your emergency room is fully covered! But you haven't met your maximum out of pocket, and you still have your co-insurance and deductible, so another $2,500 USD, please. So, uh, the doctor in the emergency room that you never even saw, he's also out of network, so that's an additional $900. And the ibuprofen they gave you, that's $45 because we only cover 90 day prescriptions and those have to be pre-authorized. On the bright side, your share of the imaging is only only $1,800 USD. Pinky swear, we actually paid out $7,200 USD on that one.
Meanwhile, in our third-world country, the doctor recently ordered my mother to redo all her previous medical exams from last year, including an MRI, a Holter monitor, blood work, urine, an EKG, and everything else for free. Even her heart medication is free. The quality of care is top-notch, and the doctor is very attentive. We only pay with our time spent waiting in line for the appointment that was booked months in advance, because some things are honestly a mess. It sure as hell beats whatever is going on over there.
This is not to shame nor brag, but to hopefully show that these things are possible, affordable by the government despite what Republicunts say, and are worth fighting for.
In a sane world we would have affordable Healthcare. But we have fox News here, so we don't. Literally fox News is responsible for 90% of our problems bcz some stupid high percentage of republicans only get their news from Fox, and they've demonized any kind of socialized medicine.
I was subjected to that shit today, and you know what they were 'losing their minds' (knowing it's all fake outrage) over? Joe biden getting "too much ice cream."
I fucking kid you not.
Fucking republicans not one redeeming quality from any of them.
Fox News are scumbags, no doubt, but most republicans are for med for all. Our scumbag politicians on both sides of the aisle are the ones who are fucking us over.
Fun fact, we still have to book months in advance in the US.
When I got in an accident and was on the ground with a broken bone, the EMT asked if I had a preference about which hospital to go to. Like I was going to check out reviews with one working arm, from the pavement.
The US is a dystopia
Some people will already have a preference and not need to look up anything. I would have if the accident happened near where I live. Imo it's not a bad question at all.
It shouldnt even be a question.. Healthcare should be free.
My closest regional hospital is a steaming pile of shit. I'd gladly go to the slightly further one that is not a steaming pile of shit if asked.
Here is the worst thing... That's if you even get into the hospital.
My wife needed to go to the ER last month. We show up, and wait a few hours. I get to talking to people, and multiple people have been in the ER waiting to be seen for 12+ hours...the hospital was so understaffed that they could not get to a person with a medical emergency in 12 hours...
This same hospital has been building shiny new, and mostly empty wings and additions for the last 10 years straight, but they can't afford to staff the medical facilities they already have? I call BS.