Joking, but only after the bluechecks are done writing their circlejerk fanfic and someone ratios him.
It's got the cadence of a joke and I guess the humor is supposed to be him being self aware of how contrived the plan is. But couldn't you just ask the magically persuasive AI to write a letter to VISA telling them to unblock AI doctors? I dunno why every problem needs to be solved like soft modding a PS2.
Or maybe it's supposed to be a joke on credit card companies who refuse to serve AI doctors? Owning VISA by paying not only the doctor's fee you'd have paid anyway, but also for an AI doctor and oration instructor in cryptocurrency.
Dude just make your AI god-king decriminalize drugs and you can do all the amphetamines you like.