733
I feel seen (lemmy.world)
submitted 9 months ago by Stamets@lemmy.world to c/tumblr@lemmy.world
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[-] dephyre@lemmy.world 73 points 9 months ago

I'm 40 and I feel every bit of this. 😭

[-] spaduf@slrpnk.net 91 points 9 months ago* (last edited 9 months ago)

That's cause this is a 10 year old post and things have not improved since then.

[-] Fester@lemm.ee 19 points 9 months ago

35-45, such a weird fucking age.

[-] Kadaj21@lemmy.world 16 points 9 months ago

Yuuuuuuuuup same here. #feelsoldman

[-] greenhorn@lemm.ee 15 points 9 months ago

I'm 39 for a few more months and was hoping a complete transformation happened day one of being forty. Guess not.

[-] the_third@feddit.de 11 points 9 months ago

If you count the left knee suddenly making cracking sounds on the stairs as a transformation, then, kinda?

[-] Fudoshin@feddit.uk 3 points 9 months ago

Oooh don't mention the left knee. Mine always felt out of alignment so if my legs are crossed I have to uncross-crack my knee to put it back in place.

It's gotten worse as I got older. Now it hurts too!

[-] bitwaba@lemmy.world 2 points 9 months ago

Hah, losers with your left knee problems...

I have right knee problems...

I'll just crouch for 30 seconds trying to keep my heel on the ground when I get out of bed in the morning. Seems to like everything up before starting the day.

[-] Brickhead92@lemmy.world 2 points 9 months ago

Por que no los dos?

[-] match@pawb.social 43 points 9 months ago

the 25-35 year olds have $5000?? that's better than I expected

[-] RiderExMachina@lemmy.ml 26 points 9 months ago

That was the hyperbole part of the post

[-] the_post_of_tom_joad@sh.itjust.works 33 points 9 months ago

Uh im 45 and this tracks. Guess we're 31 different flavors of fucked

[-] jaemo@sh.itjust.works 9 points 9 months ago

Yeah why in the FUCK do people keep insisting Gen x has more than 5k in retirement. We don't. I don't. Don't really know anyone who does.

I'm also seeing a shitton of homeless boomers. Maybe the youngins' rage ought to be pointed at the 1%, irrespective of an age demographic.

[-] WhistlingGhost@lemmy.world 9 points 9 months ago

I mean, don't get us wrong. We are WAAAAAAY pissed off at the 1% shitlords... but we are also WAAAAAAAAY pissed off at the people that just let shit get this bad just in time for us to enter the "real world." Ya'll watched this happen and, for the most part, did nothing to stop/fix it. Some of you even elected shitheads that accelerated the issues, all while telling us, "No child left behind," "You can do ANYTHING you want!" "Work hard, and you will be ok! You'll have a house and a car or two, and be able to retire! Just work hard!" "Going into the military is all honor! You're helping/protecting your country!" Yeah, no, the military in many countries is only interested in protecting foreign investments. I respect anyone willing to go to war to save their people. But fuck the government(s) that lie and then send young men and women off to die for fucking oil. "The government has your best interests at heart!" Riiiiight is that why they are trying to make it so that if a young woman gets fucking raped and has a nonviable pregnancy come of it, her only choices are risk near certain death or become a felon? Sure. Naw. Ya'll coulda stopped this train before it was going supersonic, but you didn't. THAT is why we are so FUCKING pissed off at the generations before us.

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[-] psycho_driver@lemmy.world 26 points 9 months ago

I love the rocket mortgage ad telling you that you should refinance your house in order to afford groceries.

[-] SirSamuel@lemmy.world 26 points 9 months ago

Same but 42.

And for your information it's $5,796.41

[-] the_post_of_tom_joad@sh.itjust.works 10 points 9 months ago

I have some AMC shares. To the moooooooooooo-

[-] BarrelAgedBoredom@lemm.ee 5 points 9 months ago

I have some GME laying around somewhere. Are we still mortal enemies?

No bro. Apes together strong

cries in dumbass

[-] RememberTheApollo_@lemmy.world 25 points 9 months ago

Must be really old, as Gen X I wouldn't dare tell you to refi with these rates. it's not 2017 anymore. I couldn't afford a house if I had to buy one now.

[-] Jezzabelle@sh.itjust.works 19 points 9 months ago

Im feeling very called out rn

[-] jjagaimo@lemmy.ca 19 points 9 months ago* (last edited 9 months ago)

At 24 I can't afford rent within an hour drive of my workplace. Average rent is $2700/mo (distribution is bimodal really, $2500ish and $3000ish). I could barely afford that if I was making twice what I do now

[-] GluWu@lemm.ee 9 points 9 months ago

I pay $800. Even if I move for a $10k raise, I'll lose more than that paying rent somewhere where there are jobs.

[-] AbsurdityAccelerator@lemmy.world 1 points 9 months ago

Where do you live? I am in MD and there are plenty of places that are under $1500 for a 1 bedroom. Still expensive, but nowhere near the number you are talking about.

[-] poppy@lemm.ee 3 points 9 months ago
[-] EldritchFeminity@lemmy.blahaj.zone 6 points 9 months ago

Considering the cheapest place I could find in my hometown even 15 years ago was a room in somebody's house with "occasional kitchen access" for $1k a month, this could easily be just about anywhere outside of the rural US.

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[-] Anticorp@lemmy.world 18 points 9 months ago

Damn, I wish I had $5k at 22 years old.

[-] Denalduh@lemmy.world 28 points 9 months ago

I'm 34 with a full time paying job while my wife has 2 jobs. We don't even have 1k between checking and savings after all the bills have been paid. We're one broken bone or ER trip away from a disaster. No need to worry though. I've heard the economy is doing FANTASTIC.

[-] ThePantser@lemmy.world 14 points 9 months ago

No they are the 25-35 year old with 5k

[-] Anticorp@lemmy.world 3 points 9 months ago

Oh my bad. I misread it.

[-] zeekaran@sopuli.xyz 14 points 9 months ago

If your tasty casserole is similar to the boomer macaroni, that's a you problem. Learn to cook better.

[-] FMT99@lemmy.world 5 points 9 months ago* (last edited 9 months ago)

Similarly if your savings account is netting you cents a year. Learn to invest. 5000 is an ok start if you're still young.

Edit: Like the comment below says, I'm not saying it's easy. It's not meant as an insult but as advice.

I didn't open an account myself until actually relatively recently and I'm in my 40s now. I come from a working class background. No one in my family ever invested and it never occurred to me that it was an option. I wish I'd started 10 or 20 years ago.

[-] RememberTheApollo_@lemmy.world 10 points 9 months ago* (last edited 9 months ago)

Common consumer savings accounts at major banks like Wells Fargo are useless and pathetic compared to what they were. You could get almost 8% in the 1980s. It's in the decimals for the vast majority of consumer accounts at the balances 95% of the people have. 0.25% isn't uncommon, and neither is 0.01%.

You might be able to get ~5% on a high yield savings account if you can find one that doesn't have too many restrictions. A decent CMA at a brokerage will probably get somewhere between 2-5%, and many of them operate just like regular checking with debit carts and the like.

Sure, the Big Banks are convenient with ATMs everywhere and all that, but thanks to the vast majority of transactions being electronic, that convenience matters less and less every day.

E: people are sharing banks they know of with good rates, check them out or your local credit union. Stay away from Big Consumer Banking. Their rates are junk.

[-] ryathal@sh.itjust.works 4 points 9 months ago

Interest rates for savings are heading back up. There's two separate credit unions near me with 5% interest on checking accounts and a couple online banks offering a 2-3% on savings with little requirements. CDs still suck though, some have rates in the 5%+ range, but generally require 20-50k minimum balance, which is absurd.

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[-] HeyThisIsntTheYMCA@lemmy.world 1 points 9 months ago

Depends on how much you need to draw into that 5k. Liquidity is pretty important too, and you don't want to have to worry about short sales.

[-] FMT99@lemmy.world 4 points 9 months ago

I mean yeah but if you need it for your day to day it's not really savings. It's tough out there no doubt of course.

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[-] Damage@slrpnk.net 11 points 9 months ago

Life has no meaning, just do your best to enjoy it

[-] ech@lemm.ee 14 points 9 months ago* (last edited 9 months ago)

This isn't about "finding meaning in life", it's about dealing with a crap hand that was dealt before we even sat at the table. Yes, the ideal approach is to make the best of it, but every step of even doing that is made harder every year and that sucks.

[-] Montagge@kbin.social 6 points 9 months ago

Don't fight for a better tomorrow. Just keep your head down and hope to come out the other side in decent enough shape to die.

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[-] Window_Error_Noises@lemmy.world 10 points 9 months ago

Haha. Ow. ʘ‿ʘ

[-] Darukhnarn@feddit.de 10 points 9 months ago

Every holiday at home feels like this….

[-] BetaBlake@lemmy.world 10 points 9 months ago

25 year olds aren't millennials

[-] Entertainmeonly@lemmy.blahaj.zone 27 points 9 months ago

Considering this post is like 7 years old, yes they where.

[-] letsgo@lemm.ee 7 points 9 months ago

GenX here. Yeah I remember that phase. Too old to be a kid. Too young to have any authority. The only 5K I had was on credit. But it gets easier.

[-] turddle@lemmy.world 1 points 9 months ago

And to any other fellas with $5K in the 12cent account. Please take the time to move that to a HYSA. You can get like 5% a year these days.

Wish I knew that earlier 🫠

[-] iAvicenna@lemmy.world 6 points 9 months ago* (last edited 9 months ago)

spoiler, the insecurities extend well into your forties

[-] LemmyKnowsBest@lemmy.world 5 points 9 months ago

smiling incomprehensibly

how can no one comprehend my smile?

[-] buzz86us@lemmy.world 1 points 9 months ago

I read this in Jason Alexander's voice

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this post was submitted on 09 Feb 2024
733 points (96.2% liked)

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